Paper Singapore - Commercial General Insurance Mock

What is the role of the Personal Data Protection Commission (PDPC) in this breach? How does mandatory breach notification affect the insurance claim process?

A food importer in Singapore has a Marine Cargo policy under Institute Cargo Clauses (B) and a separate Storage Floater for the warehouse. A container of frozen prawns arrives at Pasir Panjang Terminal, is trucked to the warehouse, and upon opening 24 hours later, is found to have thawed and spoiled. The refrigeration unit was not plugged in during the 2-hour truck journey. Does the Marine Cargo policy respond? Justify using ICC (B) exclusions. Commercial General Insurance Mock Paper Singapore

Analyse which parts of the loss are covered by the Cyber policy (e.g., forensic costs, ransomware payment, BI, regulatory fines, notification costs under PDPA). Explain which are likely excluded. What is the role of the Personal Data