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IMPORTANT RISK WARNINGS / NOTES
  • Please CLICK HERE and read carefully the summary of the key features and risks specific to this fund stated in the factsheet prepared by the relevant fund house before making any investment decision.
  • Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance.
  • Funds below may invest extensively in financial derivative instruments, thus subject to higher volatility as well as higher credit/counterparty and liquidity risks. Investing in these funds will involve a higher risk of loss of all, or substantial part, of the capital invested.
  • In order to comply with the requirements in relation to investor characterization as set out by Securities and Futures Commission in Hong Kong (the "SFC"), Hang Seng Bank Limited (the "Bank") only accepts customers who have been characterized by the Bank as having general knowledge of the nature and risks of derivatives to subscribe for fund(s) marked with "@" below.
  • Fund(s) marked with "^" are Complex Products as defined under the SFC's Guidelines on Online Distribution and Advisory Platforms and investors should exercise caution in relation to such fund(s).
  • Fund(s) marked with “#” are classified as High Yield Bond Funds by the Bank based on the Bank’s internal assessment and investors should exercise caution in understanding the special features and risks of such fund(s) investing primarily in high-yield debt securities and refer to Notice to Customers for Fund Investing for details.
  • Fixed Term Bond Funds have a fixed maturity date and subscriptions may not be allowed after the respective initial offer period. Redemptions prior to the maturity date may be subject to a downward price adjustment and investors may be redeeming at a lower redemption price (including switching-out of the Fund effected by redemption). Switching/redemption of fixed term bond funds before their maturity date may undermine investors' investment returns. The principal repaid before maturities of the underlying investments may be re-invested in shorter-dated debt securities or cash or cash equivalents, which may result in lower interest income and returns, if any, to the fund. Liquidation of the fund's underlying investments prematurely to meet substantial redemptions may adversely affect the value and return, if any, of the fund. Substantial redemptions during the term of the fund may render the size of the fund to shrink significantly and trigger the fund to be terminated earlier. Neither the distributions nor the capital of the fund is guaranteed. Please read carefully and understand the relevant fund's offering documents, including the fund details and full text of the risk factors stated therein, in detail before making any investment decision.
  • Fund(s) marked with "~" are not authorised by the SFC and are only made available to Professional Investors as defined under the Securities and Futures Ordinance.

Investors should not rely solely on the information contained on this webpage to make investment decisions. Investors should read carefully and understand the relevant fund's offering documents (including the fund details and full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) before making any investment decision.


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Buy Yourself the Damn Flowers
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Buy Yourself The Damn Flowers -

The flowers on the grocery store shelf become a mirror. You glance at the peonies, then glance away. Those are for someone loved. And in that glance away, you abandon yourself. Here is the uncomfortable truth: no one is coming to save you. Not in the cinematic sense. Not with the perfect bouquet and the perfectly timed apology. The people in your life may love you deeply, but they are flawed, distracted, and navigating their own survival. They will forget. They will fail. They will disappoint—not because they are monsters, but because they are human.

There is a scene that plays out in countless movies, novels, and cultural scripts: a woman, weary but worthy, receives a bouquet. The flowers are a punctuation mark—an apology, a celebration, a silent “I see you.” For generations, flowers have been a love language encoded with dependency. To receive them is to be chosen. To buy them for yourself? That has often been coded as sad, desperate, or an admission of loneliness.

But what if buying yourself the flowers is not a consolation prize? What if it is the first, most powerful rebellion against a culture that teaches us that our worth must be bestowed by another? To understand why this act is so profound, we must first examine the architecture of waiting. From childhood, many people—particularly women and marginalized genders—are conditioned to be the recipients, not the initiators, of tenderness. We wait for someone to notice we are tired. We wait for a partner to remember our favorite color. We wait for a birthday, an anniversary, a “just because” that may never come.

Over time, the flowers become mundane. And that is the goal. Not a dramatic declaration, but a quiet, unshakable baseline: Of course there are flowers here. I live here. I deserve beauty. You cannot wait for the world to treat you like you matter. The world is too busy, too distracted, too wounded. But you are here, right now, with two hands and the ability to choose.

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The flowers on the grocery store shelf become a mirror. You glance at the peonies, then glance away. Those are for someone loved. And in that glance away, you abandon yourself. Here is the uncomfortable truth: no one is coming to save you. Not in the cinematic sense. Not with the perfect bouquet and the perfectly timed apology. The people in your life may love you deeply, but they are flawed, distracted, and navigating their own survival. They will forget. They will fail. They will disappoint—not because they are monsters, but because they are human.

There is a scene that plays out in countless movies, novels, and cultural scripts: a woman, weary but worthy, receives a bouquet. The flowers are a punctuation mark—an apology, a celebration, a silent “I see you.” For generations, flowers have been a love language encoded with dependency. To receive them is to be chosen. To buy them for yourself? That has often been coded as sad, desperate, or an admission of loneliness.

But what if buying yourself the flowers is not a consolation prize? What if it is the first, most powerful rebellion against a culture that teaches us that our worth must be bestowed by another? To understand why this act is so profound, we must first examine the architecture of waiting. From childhood, many people—particularly women and marginalized genders—are conditioned to be the recipients, not the initiators, of tenderness. We wait for someone to notice we are tired. We wait for a partner to remember our favorite color. We wait for a birthday, an anniversary, a “just because” that may never come.

Over time, the flowers become mundane. And that is the goal. Not a dramatic declaration, but a quiet, unshakable baseline: Of course there are flowers here. I live here. I deserve beauty. You cannot wait for the world to treat you like you matter. The world is too busy, too distracted, too wounded. But you are here, right now, with two hands and the ability to choose.